NORTHWEST CARPENTERS HEALTH AND SECURITY PLAN
Frequently Asked Questions
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I've been working for three months. When will I be eligible and when will I get my ID Card and plan booklets?
You need $2,700 or more in your dollar bank account ($2,400 for Idaho, Montana, and Wyoming) within a three-month period for initial eligibility. At least $1.00 of contributions must be earned in the first month of the three-month period. You are then eligible for a three-month period on the first of the fifth month. The fourth month is known as the "lag" month and is the time required by your employer to send hours to Carpenters Trusts. You will receive an enrollment package sometime during the first two weeks of your covered eligibility. -
How do I enroll my spouse and children?
An enrollment application is available on this website. -
Why do you need to know if my spouse has other health insurance?
The Carpenters Health and Security Plan is required to coordinate the payment of benefits with other health plans. Information about other health coverage from your spouse or other family members expedites this process. -
Why does the Trust need my divorce decree?
A divorce decree is necessary when establishing eligibility under the health and security plan and for determining beneficiaries under the life insurance benefit and the two pension plans. -
How long do I have to file a claim?
A completed claim and the appropriate documentation must be received by Carpenters Trusts within 12 months of the date of service. If a claim is received after this 12-month period, it will be denied.