Northwest Carpenters Individual Account Pension Plan

Early Retirement 

To be eligible for early retirement you must be:

• Vested in one or more of your subaccounts in this plan;
• Age 55 through age 64; and
• No longer working for a contributing employer.

Your retirement date cannot be earlier than the later of (1) the first of any month following your 55th birthday when you are no longer working for a contributing employer, or (2) the first of the month following receipt of your completed Application for Retirement Benefits and Explanation of Payment Options and Election of Retirement Benefits form.

For additional information about early retirement eligibility, please see Article 1.10, Article 2.8, and Article 4.5.

Last Updated: 04/25/2023